Insurance Coverage Investigation Services Nationwide
Pinnacle Research provides nationwide insurance coverage investigation services for personal injury law firms. We identify confirmed liability coverage, policy structures, umbrella policies, excess layers, and carrier information to support accurate case valuation and settlement strategy.
What is an insurance coverage investigation?
An insurance coverage investigation is a structured research process used to identify all available insurance policies tied to a defendant or commercial entity. This includes carrier identity, liability limits, coverage layers, and policy type.
When coverage is unclear, incomplete, or undisclosed, a professional insurance coverage investigation ensures attorneys understand the full financial recovery potential before litigation advances. For cases focused specifically on liability limits, visit our dedicated policy limit investigation services page.
Why coverage verification is critical in litigation
Insurance carriers may not voluntarily disclose complete policy structures early in a claim. Defendants may also carry multiple active policies across personal and commercial lines.
A comprehensive insurance coverage investigation helps:
- Confirm active liability policies
- Identify umbrella and excess coverage
- Verify commercial general liability structures
- Detect layered underwriting across multiple carriers
- Support demand and settlement positioning
Accurate coverage intelligence strengthens negotiation and reduces litigation uncertainty.
Types of coverage we investigate
Our nationwide coverage investigations include:
- Personal auto liability
- Homeowner’s liability
- Commercial general liability (CGL)
- Commercial auto policies
- Umbrella Liability
- Excess liability layers
- Multi-carrier commercial structures
Each investigation is conducted using verified data sourcing and carrier research protocols.
Nationwide insurance coverage research
Pinnacle Research conducts insurance coverage investigations across all 50 states. We deliver confirmed coverage findings designed to provide clarity in high-exposure personal injury matters.
Request an insurance coverage investigation
If your require verified insurance coverage intelligence for an active matter, submit a research request today.