Pricing
Our Pricing is structured based on policy type, date of loss range, and carrier research complexity. Rush processing options are available for time-sensitive litigation matters. All pricing reflects nationwide investigative research, verified data sourcing, and comprehensive policy limit analysis. Learn more about our Policy Limit Investigation services.
Personal Case
Pricing is based on date of loss range and policy complexity.
| Personal Case | DOL 0-1yr | DOL 1-3yr | DOL 3-5yr |
|---|---|---|---|
|
Personal Auto Policy |
$180 |
$210 |
$240 |
|
Standalone Personal Umbrella |
$210 |
$240 |
$270 |
|
Personal Auto/Umbrella Bundle |
$295 |
$325 |
$360 |
|
UM / UMI Personal Auto Defendant |
$70 |
$80 |
$90 |
Personal Rush Pricing
| Turnaround Time | Price |
|---|---|
|
6 Business Hours |
+$120 |
|
12 Business Hours |
+$90 |
|
2 Business Days |
+$50 |
Homeowner's Case
Pricing is based on date of loss range and policy complexity.
| Homeowner's Case | DOL 0-1yr | DOL 1-3yr | DOL 3-5yr |
|---|---|---|---|
|
Homeowner’s Policy |
$215 |
$245 |
$275 |
|
Standalone Homeowner’s Umbrella |
$245 |
$275 |
$305 |
|
Homeowner’s Umbrella Bundle |
$350 |
$380 |
$415 |
Homeowner's Rush Pricing
| Turnaround Time | Price |
|---|---|
|
6 Business Hours |
+$120 |
|
12 Business Hours |
+$90 |
|
2 Business Days |
+$50 |
Commercial Case
Pricing is based on date of loss range and policy complexity.
| Commercial Case | DOL 0-1yr | DOL 1-3yr | DOL 3-5yr |
|---|---|---|---|
|
Commercial Policy |
$310 |
$340 |
$370 |
|
Standalone Commercial Umbrella |
$320 |
$350 |
$390 |
|
Commercial Umbrella Bundle |
$500 |
$530 |
$560 |
|
UM / UMI Commercial Auto (Defendant) |
$80 |
$90 |
$100 |
Commercial Rush Pricing
| Turnaround Time | Price |
|---|---|
|
6 Business Hours |
+$300 |
|
12 Business Hours |
+$200 |
|
2 Business Days |
+$100 |
Carrier-Level Adjustments
Certain carriers require additional research time due to internal verification protocols, multi-layer underwriting structures, or limited data acccess.
| Level Two Carrier - $30.00 |
|---|
|
State Farm |
|
Farm Bureau |
|
Foremost |
|
Trisura Insurance |
|
Bristol West |
|
Nationwide |
|
Tesla |
|
Mercury |
|
Safeco |
|
American Family/Connect |
| Level Three Carrier - $100.00 |
|---|
|
AAA |
|
Wawanesa |
|
21st Century |
Additional Fees
| Financial Terms and Policies | Price |
|---|---|
|
Cancellation Fee |
+$50 |
|
Litigation Fee
|
+$25 |
|
Confirmed No Coverage
|
+$150 |
|
Confirmed No Coverage Commercial
|
+$200 |
Policy Existence Pricing
A $200 non-refundable deposit required for all policy existence searches. Final Pricing depends on findings.
| Pesonal Policy Search | Inconclusive Findings | Policy Number | Policy Number & Limits | Standard Processing Time |
|---|---|---|---|---|
|
DOL 0-1 |
$200 |
$400 |
$565 |
14 Business Days
|
|
DOL 1-3 |
$200 |
$450 |
$615 |
14 Business Days |
|
DOL 3-5
|
$200
|
$500
|
$665 |
14 Business Days |
| Homeowner's Policy Search | Inconclusive Findings | Policy Number | Policy Number & Limits | Standard Processing Time |
|---|---|---|---|---|
|
DOL 0-1 |
$200 |
$465 |
$630 |
14 Business Days
|
|
DOL 1-3 |
$200 |
$515 |
$680 |
14 Business Days |
|
DOL 3-5
|
$200 |
$565 |
$730 |
14 Business Days |
| Commercial Policy Search | Inconclusive Findings | Policy Number | Policy Number & Limits | Standard Processing Time |
|---|---|---|---|---|
|
DOL 0-1 |
$200 |
$550 |
$715 |
14 Business Days
|
|
DOL 1-3 |
$200 |
$600 |
$765 |
14 Business Days |
|
DOL 3-5
|
$200 |
$650 |
$810 |
14 Business Days |
Policy Existence Rush Pricing
| Turnaround Time | Price |
|---|---|
|
2 Business Days |
+$300 |
|
7 Business Days |
+$200 |
Frequently Asked Questions
How Long does a standard search take?
Standard processing time is 3 Days for a Level 1 Carrier. Level 2 Carriers are 7-10 business days & Level 3 may take up to 10-14 business days
What does DOL mean?
DOL refers to the Date of Loss range, which impacts policy retrieval complexity and archival research time.
is the $200 deposit refundable for policy existence searches?
No. The deposit covers investigative research time regardless of findings
What is no coverage is found?
Confirmed no-coverage findings are billed according to the pricing schedule outlined above.
Do you work nationwide?
Yes. We conduct insurance policy limit and existence research across all 50 states.